Frequently asked questions.

How much do your services cost?

Nothing.   No hidden fees. No small print.  Our services are covered by the insurance provider you ultimately select.  It does not affect your rate and we do not advocate on behalf of one insurance provider over another provider.   

How many carriers do you have to select from?

We work with over 40 carriers.   You apply once with us to access all of those carrier’s coverage instead of going thru the process of applying to various insurance companies to see which rate is the best.   Our knowledge of which carrier provides the best option for your situation will save you money, time and peace of mind.   ​

What services do you provide?

Initial policy sign up. Billing concerns. Change in coverage.  Claim requests.  We help with all of that.  By using CMA, you have a dedicated professional that you know and trust with detailed knowledge of your coverage to help you with any issues you may have in the future. ​

Are you just licensed in Tennessee?

No! We’re licensed in 22 states and growing! We can help not only our neighbors throughout Tennessee but also your friends and family throughout Alabama, Arizona, Arkansas, Florida, Georgia, Indiana Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas and Virginia.  

Why is it better to use you than to do it ourselves?

Insurance with all of it’s fine print is an absolute maze to navigate. We are professionals that navigate those mazes day in and day out. We are advisors. We are NOT salespersons. Our primary job is to not only find you coverage that fits your budget but we also make sure that coverage is specific to your needs so there are no surprises when you go to use it.  If your current coverage and insurance provider is your best fit right now, that's what you will hear.  We also periodically review your coverage to make sure you are getting the best coverage and/or when you go thru a life event such as a birth, death, marriage, asset growth, etc.